Ian Knute Woerth
Licensed Broker | Navy Veteran | Trusted Protection Advisor
Hello — I’m Ian Woerth. Thank you for taking the time to learn more about who I am and why I do this work.
I specialize in helping families protect what matters most: their home, their loved ones, and their peace of mind. As a licensed insurance broker, I work with over 30 A-rated carriers to create customized plans for mortgage protection, life insurance, income replacement, IULs, annuities, and debt-free life strategies.
But more than that — I see myself as an educator and fiduciary, not a salesperson. That means I take the time to ask the right questions, explain your options clearly, and guide you through a high-integrity process built around your needs — not my pitch.
My Background: A Life of Service, Structure, and Purpose
I was born and raised in Lexington, Kentucky. My journey started with military service in the U.S. Navy, where I learned the values of discipline, accountability, and mission-first thinking. Afterward, I spent 16+ years in the automotive industry and 5+ years at Bank of America in the mortgage sector. These roles gave me a deep understanding of both customer care and the financial realities families face every day.
Along the way, I’ve been fortunate to live and travel across the world — from New Zealand and Australia to Ireland, France, and Italy. These experiences shaped my worldview and deepened my commitment to integrity, personal growth, and building meaningful relationships.
Why I Do This Work
My wife Sharon and I have seen firsthand how families can be devastated when the right protection isn’t in place — and how transformative it is when it is. That’s why I do what I do. This isn’t just about insurance policies. It’s about making sure no one you love is left scrambling to make mortgage payments or selling a home they were supposed to inherit.
We now live in beautiful Colorado with our beloved dog, Butter. When I’m not working with clients, you’ll find me backpacking, exploring the outdoors, playing golf or planning our next adventure.
What You Can Expect from Me
- Clear, honest guidance — no pressure, no jargon
- Customized recommendations from top carriers like Mutual of Omaha, AIG, Americo, John Hancock, Gerber Life, and others
- A commitment to listening first and solving second
- A proven process that makes decision-making simple, not stressful
At the core of my work are values like service, faith, empathy, and reliability. Whether you’re just exploring your options or ready to act, I’m here to help — and I’ll treat your family like I would my own.
Let’s build something lasting — starting with your peace of mind.
Warm regards,
Woerth Insurance Team 